TRELLIS HOUSING FINANCE LIMITED
Trellis Housing Finance Limited is a Housing Finance Company, providing a solution to Pakistan’s home affordability crisis through home financing to low and middle income households.
“Transforming lives through low-cost housing finance.”
Lean Operational Model
Risk Management
Our strength lies in our risk mitigation. Our proprietary scoring model is based on best practices observed from other countries with large informal economies and developing home lending market. We are the first specialised private lending institution in Pakistan to cater to the very low-income and informal employment customer mass market.
Partner Eco System
We are looking to create meaningful partnerships with suppliers which will facilitate the provision of affordable, high quality homes following Green Building Standards, Solar Energy, Water treatment and Waste Management Services to our customers.
Our Product Offering
Trellis Housing Finance Limited is committed to providing home financing to low and middle income households though our flagship, GharHo programme. Under the umbrella of GharHo, THFL has introduced three different types of financing options, that are based on the Islamic Finance principles of Diminishing Musharakah (joint ownership):
Product details: Islamic Home Financing to assist in purchase of a house.
Nationality / Residency Requirements: All citizens residing in Pakistan and holding a valid CNIC (not expired)
Minimum Financing Amount: PKR 5 Lakhs
Maximum Financing Amount: PKR 25 Lakhs
Maximum Trellis Contribution: 85%
Minimum Customer Contribution: 15%
Income Requirements (Monthly):
Minimum: PKR 20,000
Maximum: PKR 150,000
Age Requirements:
Minimum: 25 years
Maximum: 60 years
Minimum Loan Tenor: 5 years
Maximum Loan Tenor: 25 years
Financing Type: Shariah Compliant
Product Details: Islamic Home Financing to assist in buying a plot and construct on it or just construct your own plot.
Nationality / Residency Requirements: All citizens residing in Pakistan and holding a valid CNIC (not expired)
Minimum Financing Amount: PKR 5 Lakhs
Maximum Financing Amount: PKR 25 Lakhs
Maximum Trellis Contribution: 85%
Minimum Customer Contribution: 15%
Income Requirements (Monthly):
Minimum: PKR 20,000
Maximum: PKR 150,000
Age Requirements:
Minimum: 25 years
Maximum :60 years
Minimum Loan Tenor: 5 years
Maximum Loan Tenor: 25 years
Financing Type: Shariah Compliant
Product Details: Islamic Home financing to assist in the renovation and extension of a property, already in livable condition.
Nationality / Residency Requirements: All citizens residing in Pakistan and holding a valid CNIC (not expired)
Minimum Financing Amount: PKR 5 Lakhs
Maximum Financing Amount: PKR 25 Lakhs
Maximum Trellis Contribution: 85%
Minimum Customer Contribution: 15%
Income Requirements (Monthly):
Minimum: PKR 20,000
Maximum: PKR 150,000
Age Requirements:
Minimum 25 years
Maximum 60 years
Minimum Loan Tenor: 5 years
Maximum Loan Tenor: 25 years
Financing Type: Shariah Compliant
A Unique Social Impact Investment
Our Partner Eco System
Proudly Supporting UN Social Development Goals
