Trellis Housing Finance Limited is a Housing Finance Company, providing a solution to Pakistan’s home affordability crisis through home financing to low and middle income households.


“Transforming lives through low-cost housing finance.”

Trellis Housing Finance Limited is a Housing Finance Company, providing affordable home loans to low and middle income households.

Pakistan is at a crossroads – with a population of 220 million people, more than 60% of them under the age of 35, it is a growing economy. However, with the rapid growth in population and urbanization in recent years, a housing crisis has emerged.

House prices have risen at a much higher rate than incomes have grown, and thus, with much higher land prices and construction costs, it has become increasingly difficult for low and middle income families to buy and build their own homes.

Trellis is leveraging the latest in FinTech, Housing & informal economy research to address the needs of an under served market. Our team of experts has a combined 150+ years of industry experience across affordable housing, microfinance & finance background and has now come together to address the affordability crisis for the housing sector in Pakistan.

Board of Directors

Nadeem Hussain

Chairman of the Board
Globally recognized for his dedication and service to financial inclusion in Pakistan as the founder and ex-CEO of Tameer Bank and EasyPaisa that has impacted millions of Pakistanis by extending credit, insurance and mobile banking solutions to a large segment of unbanked population. He is an active member of the State Bank’s and SECP consultative groups on various initiatives including Microfinance and insurance.

Jamshed H. Meherhomji

Board Director
As the CEO of Trellis FI, Jamshed will bring first-hand perspective of the pulse of operations on the ground to help guide the board on key strategic decisions.

Dr. Zaigham Rizvi

Independent Board Director
Ex. Chairman of HBFCL, Expert consultant on Housing Finance for World Bank & IFC. Carried out feasibility of setting up PMRC, designed PKs Islamic MBS product for HBFC. Been on mortgage refinancing boards for Palestine, Egypt.

Management Team

Jamshed H. Meherhomji


10 years experience at J.P. Morgan. Most recently head of Liquidity Product Management. Pioneered the banks IS Cash & Liquidity Data Analytics Program. Has experience running large Liquidity portfolios & strategic transformation agendas.

Sam Hjelmfelt


Broad technical experience from infrastructure to front-end design with an emphasis on open source, cloud-native, big data, AI & blockchain.

Zain Sharif, CFA,FRM

Chief Risk Officer 

Seasoned risk management professional in the alternative investment space with extensive product, risk and workflow life-cycle knowledge.

Sohail Ausaf

Chief Operating Officer

Sohail is a Fellow Chartered Accountant (ICAEW,UK) and Associate. Member Corporate Treasurer (ACT,UK) with 20 years’ post qualification experience spent mostly in a strategic and decision making roles in the Industry. Exposure to C-level roles with Etisalat Telecom and Union Properties in UAE.

Zaid Naveed, CPA

Head of Product

A highly qualified and accomplished Finance and Accounting professional who is a former Investment Banker and Financial Strategist at HBL. He has almost 10 years of diversified experience working with organisations in Canada, Bahrain and Pakistan across multiple domains in the financial services, construction, audit and advisory sectors.

Alina Islam, MBA

Head of Investor Relations

6+ years of experience in Corporate Treasury, managing liquidity and focusing on debt financing transactions for companies in a wide variety of industries; from gold mining, to medicine. Most recently, has worked on customer strategy for one of the largest banks in Canada.

External Advisor

Adil K. Tirmizey

External Legal Counsel

Partner at Riaa Barker Gillette. Extensive experience of structuring financial solutions & can drive legal execution.

Saad H. Latif

Energy Advisor

More than a decade in the power sector, Saad has worked with grid, mini-grid and off-grid companies in Pakistan & Tanzania.

Mufti Muhammad Ibrahim Essa

Shariah Advisor

Shariah Scholar, Member of Darul Ifta Jamiah Darul Uloom Karachi.

Chairman Shariah Board–Zarai Taraqiyati Bank Limited and Member Shariah Board at Habib Metropolitan Bank Limited and The Bank of Khyber. Shariah Advisor to a number of national and international Islamic Financial Institutions including Atrium Underwriting Syndicate-Lloyds of London, Craft 3 investment U.S.A., EFU Life Assurance Ltd, EFU General, Allianz EFU etc.