TRELLIS HOUSING FINANCE LIMITED
“Transforming lives through low-cost housing finance.”
Trellis Housing Finance Limited is a Housing Finance Company, providing affordable home loans to low and middle income households.
Pakistan is at a crossroads – with a population of 220 million people, more than 60% of them under the age of 35, it is a growing economy. However, with the rapid growth in population and urbanization in recent years, a housing crisis has emerged.
House prices have risen at a much higher rate than incomes have grown, and thus, with much higher land prices and construction costs, it has become increasingly difficult for low and middle income families to buy and build their own homes.
Trellis is leveraging the latest in FinTech, Housing & informal economy research to address the needs of an under served market. Our team of experts has a combined 150+ years of industry experience across affordable housing, microfinance & finance background and has now come together to address the affordability crisis for the housing sector in Pakistan.
Board of Directors

Nadeem Hussain
Chairman of the Board
Jamshed H. Meherhomji
Board Director

Dr. Zaigham Rizvi
Independent Board DirectorManagement Team



Jamshed H. Meherhomji
CEO/Co-founder10 years experience at J.P. Morgan. Most recently head of Liquidity Product Management. Pioneered the banks IS Cash & Liquidity Data Analytics Program. Has experience running large Liquidity portfolios & strategic transformation agendas.


Sam Hjelmfelt
CTO/Co-founderBroad technical experience from infrastructure to front-end design with an emphasis on open source, cloud-native, big data, AI & blockchain.


Zain Sharif, CFA,FRM
Chief Risk Officer
Seasoned risk management professional in the alternative investment space with extensive product, risk and workflow life-cycle knowledge.


Sohail Ausaf
Chief Operating Officer
Sohail is a Fellow Chartered Accountant (ICAEW,UK) and Associate. Member Corporate Treasurer (ACT,UK) with 20 years’ post qualification experience spent mostly in a strategic and decision making roles in the Industry. Exposure to C-level roles with Etisalat Telecom and Union Properties in UAE.


Zaid Naveed, CPA
Head of Product
A highly qualified and accomplished Finance and Accounting professional who is a former Investment Banker and Financial Strategist at HBL. He has almost 10 years of diversified experience working with organisations in Canada, Bahrain and Pakistan across multiple domains in the financial services, construction, audit and advisory sectors.


Alina Islam, MBA
Head of Investor Relations
6+ years of experience in Corporate Treasury, managing liquidity and focusing on debt financing transactions for companies in a wide variety of industries; from gold mining, to medicine. Most recently, has worked on customer strategy for one of the largest banks in Canada.
External Advisor


Adil K. Tirmizey
External Legal Counsel
Partner at Riaa Barker Gillette. Extensive experience of structuring financial solutions & can drive legal execution.


Saad H. Latif
Energy Advisor
More than a decade in the power sector, Saad has worked with grid, mini-grid and off-grid companies in Pakistan & Tanzania.


Mufti Muhammad Ibrahim Essa
Shariah Advisor
Shariah Scholar, Member of Darul Ifta Jamiah Darul Uloom Karachi.
Chairman Shariah Board–Zarai Taraqiyati Bank Limited and Member Shariah Board at Habib Metropolitan Bank Limited and The Bank of Khyber. Shariah Advisor to a number of national and international Islamic Financial Institutions including Atrium Underwriting Syndicate-Lloyds of London, Craft 3 investment U.S.A., EFU Life Assurance Ltd, EFU General, Allianz EFU etc.