TRELLIS HOUSING FINANCE LIMITED
Trellis Housing Finance Limited is committed to providing home financing to low and middle income households though our flagship, GharHo programme.
Our Product Offering
Trellis Housing Finance Limited is committed to providing home financing to low and middle income households though our flagship, GharHo programme. Under the umbrella of GharHo, THFL has introduced three different types of financing options, that are based on the Islamic Finance principles of Diminishing Musharakah (joint ownership):
GharLo
Product Details: Islamic Home Financing to assist in purchase of a house.
Nationality / Residency Requirements: All citizens residing in Pakistan and holding a valid CNIC (not expired)
Minimum Financing Amount: PKR 5 Lakhs
Maximum Financing Amount: PKR 25 Lakhs
Maximum Trellis Contribution: 85%
Minimum Customer Contribution: 15%
Income Requirements (Monthly):
Minimum: PKR 20,000
Maximum: PKR 150,000
Age Requirements:
Minimum: 25 years
Maximum: 60 years
Minimum Loan Tenor: 5 years
Maximum Loan Tenor: 25 years
Financing Type: Shariah Compliant
GharBanao
Product Details: Islamic Home Financing to assist in buying a plot and construct on it or just construct your own plot.
Nationality / Residency Requirements: All citizens residing in Pakistan and holding a valid CNIC (not expired)
Minimum Financing Amount: PKR 5 Lakhs
Maximum Financing Amount: PKR 25 Lakhs
Maximum Trellis Contribution: 85%
Minimum Customer Contribution: 15%
Income Requirements (Monthly):
Minimum: PKR 20,000
Maximum: PKR 150,000
Age Requirements:
Minimum: 25 years
Maximum :60 years
Minimum Loan Tenor: 5 years
Maximum Loan Tenor: 25 years
Financing Type: Shariah Compliant
GharSahi
Product Details: Islamic Home financing to assist in the renovation and extension of a property, already in livable condition.
Nationality / Residency Requirements: All citizens residing in Pakistan and holding a valid CNIC (not expired)
Minimum Financing Amount: PKR 5 Lakhs
Maximum Financing Amount: PKR 25 Lakhs
Maximum Trellis Contribution: 85%
Minimum Customer Contribution: 15%
Income Requirements (Monthly):
Minimum: PKR 20,000
Maximum: PKR 150,000
Age Requirements:
Minimum 25 years
Maximum 60 years
Minimum Loan Tenor: 5 years
Maximum Loan Tenor: 25 years
Financing Type: Shariah Compliant