TRELLIS HOUSING FINANCE LIMITED

Trellis Housing Finance Limited is committed to providing home financing to low and middle income households though our flagship, GharHo programme.

Our Product Offering

Trellis Housing Finance Limited is committed to providing home financing to low and middle income households though our flagship, GharHo programme. Under the umbrella of GharHo, THFL has introduced three different types of financing options, that are based on the Islamic Finance principles of Diminishing Musharakah (joint ownership): 

GharLo

Product Details: Islamic Home Financing to assist in purchase of a house.

Nationality / Residency Requirements: All citizens residing in Pakistan and holding a valid CNIC (not expired)

Minimum Financing Amount: PKR 5 Lakhs

Maximum Financing Amount:  PKR 25 Lakhs

Maximum Trellis Contribution: 85%

Minimum Customer Contribution: 15%

Income Requirements (Monthly):

Minimum: PKR 20,000

Maximum: PKR 150,000

Age Requirements:

Minimum: 25 years

Maximum: 60 years

Minimum Loan Tenor: 5 years

Maximum Loan Tenor: 25 years

Financing Type: Shariah Compliant

GharBanao

Product Details: Islamic Home Financing to assist in buying a plot and construct on it or just construct your own plot.

Nationality / Residency Requirements: All citizens residing in Pakistan and holding a valid CNIC (not expired)

Minimum Financing Amount: PKR 5 Lakhs

Maximum Financing Amount:  PKR 25 Lakhs

Maximum Trellis Contribution: 85%

Minimum Customer Contribution: 15%

Income Requirements (Monthly):

Minimum: PKR 20,000

Maximum: PKR 150,000

Age Requirements:

Minimum: 25 years

Maximum :60 years

Minimum Loan Tenor: 5 years

Maximum Loan Tenor: 25 years

Financing Type: Shariah Compliant

GharSahae

Product Details: Islamic Home financing to assist in the renovation and extension of a property, already in livable condition.

Nationality / Residency Requirements: All citizens residing in Pakistan and holding a valid CNIC (not expired)

Minimum Financing Amount: PKR 5 Lakhs

Maximum Financing Amount:  PKR 25 Lakhs

Maximum Trellis Contribution: 85%

Minimum Customer Contribution: 15%

Income Requirements (Monthly):

Minimum: PKR 20,000

Maximum: PKR 150,000

Age Requirements:

Minimum 25 years

Maximum 60 years

Minimum Loan Tenor: 5 years

Maximum Loan Tenor: 25 years

Financing Type: Shariah Compliant